Welcome to the 67th edition of the Carnival of Personal Finance and also welcome to Canadian Capitalist. It is amazing to see how big the Carnival has become: today’s edition features 53 entries!
Without further ado, here are the highlights:
Eight Warning Flags of Fraud: The Frugal Duchess provides eight tips for detecting investment frauds and scams in other areas as well.
FICO Scores Under Siege… Again! Frugal Wisdom warns that overdue library book fines and parking tickets can also hit you where it hurts most.
Comparing Job Offers: Part One: The Weight of Money advises that knowing the exact price of benefits really lets you see how the a position will or will not benefit you financially.
What do Mortgage Underwriters do? Pacesetter Mortgage Company Blog answers a reader question.
A year’s salary under the mattress? Matt Hutter has wise advice not only for new grads but also for everyone.
How Short Term Goals Make Long Term Results: eFIPO shows how saving just for twelve years, from age 18 to 30, can build such a big nest egg that when you are 30 you can start spending most of your future salary on things that you want, like a boat or a new car.
How Much is Needed to Be Wealthy – THE NUMBER: My Wealth Builder runs some calculations to find out how much he needs to retire.
Good Debt and Bad Debt: The Buck Stops Here discusses how to tell the difference between good and bad debt.
Three ways to help achieve your savings goals: The Coin Jar provides three tips to build up your savings.
The Courage to Live Debt Free – the Principles of Economic Security: Life Training Blog shares some principles that are true no matter what the situation of the economy or your income may be.
Sending the Wrong Message To Our Kids About Health Insurance: Colorado Health Insurance Insider questions the message sent by new laws (increasing the age that children can stay on their parents’ health insurance policy) to young people.
Riding the Biodiesel Boom with Nova: Gold Stock Bull is bullish on a play in the alternative energy sector.
Would you lose 10 pounds if someone paid you $2,000? Getting To Enough found when shopping for term-life insurance that he can save money if he lost some weight.
What Would You Do with $1 Million? Free Money Finance knows exactly what he will do if he had a million dollars.
Couples & Money: My Financial Awareness discusses how couples can avoid fighting over money.
How to Get the Best Student Credit Card: Debt Consolidation Lowdown advises students on what to look for in a credit card.
The $2.5M Bite: InsureBlog cautions how choosing the wrong policy can really sting you.
Twelve Myths About Credit Reports: The Road 2 Riches discusses an article that cleared up a lot of the myths he had about credit scores.
Why reinsurance companies like MRH are the place to be: HJL Money Blog explains why he has invested a good percentage of his portfolio in MRH.
The Secret to Defeating Debt: My Bubble Life says that there are three main reasons that are causing people to remain in bondage to lenders.
Student Loan Consolidations: The Finance Journey reviews his experience in consolidating student loans at two separate lenders.
Ex-Car Salesman Tells All: How to Beat the Auto Dealerships at Their Own Game: Money Under 30 shares what he learnt from the car salesman’s playbook.
Ten Money Questions for Shuna Fish Lydon: Queercents gets personal with a Bay Area pastry chef and food blogger about the economics of food, working in restaurants and how money plays a role.
The Ideal Budget: Blueprint for Financial Prosperity discusses a CNN Money class that breaks down a budget into five significant categories and the ideal percentage to spend on each.
Find a Financial Advisor Online: Consumerism Commentary shows the right places on the Internet for finding an advisor.
Saving Money the MacGyver Way: 2million used some duct tape to make temporary repairs when his car was involved in a minor accident.
Saving Money On Auto Maintenance: MyMoneyForest saved about half the cost by shopping around.
How to make $1,000,000 in the stock market automatically: RadicalHop.com follows a formula to make money in stocks (count me as a sceptic).
The Wedding Fund Grows, But Not by Leaps and Bounds: It’s Just Money grows his wedding fund (but not by much) by recycling aluminium, plastic and glass.
Housing-Led Stock Market Correction: My 1st Million At 33 finds a strong correlation between the S&P 500 and the housing market index.
State of the Bleeding Edge San Diego Housing Market: Searchlight Crusade finds confirmation that the flat spell on rents locally in San Diego is changing.
Types of Homeowners Insurance: Home Insurance Guide summarizes the six types of homeowners insurance.
Spending Money: Needs vs. Wants: Accumulating Money helps us figure out the difference between “need” and “want”.
Teaching Your Children How to Save: My New Choice uses an allowance system to teach kids about the importance of saving.
Paying a Credit Card with another Credit Card using MBNA billpay: Pragmatic Finance makes good use of the ability to pay off a credit card using another credit card.
Teach Them Young About Money Management: Money, Matter and More Musings says simple gestures like playing Monopoly or buying a small piggy bank can teach money management to kids.
Stock Prices: The Buck Stops Here says that a stock price on its own is meaningless.
Planning to Be Mentally Infirm in Retirement: Free the Drones discusses how to deal with impaired mental functions as we get older.
Heartland Share Day: Becoming and Staying Debt Free informs us of a program established in California that gives participants the opportunity to purchase a box of groceries at a reduced price, provided they have given two hours of volunteer time in their community.
Tips on Cancelling: Scott On Money adds one more tip to a MSN Money article to use when companies are making it very hard to cancel.
Howie Mandel would take the deal: Mighty Bargain Hunter shares a secret about the host of Deal or No Deal.
Starting from scratch – IRAs: Savvy Saver discusses retirement saving options for someone just starting out.
The Most Important Financial Decision You Will Ever Make Is… My Money Path thinks that there are some financial qualities you should look for in a future spouse.
Are there four kinds of charitable giving? Money and Values analyzes a Laura Rowley column on charitable giving.
How to Take Advantage of Your Flex Spending Plan: Taking Control Over Money encourages people to stop fearing their flex benefit plans and use them properly.
Toyota, Lexus Fuel Credits Phasing Out: Tax Update Blog says that its time to let buyers of other makes harvest the fuel economy tax credit.
Did the Fed fake out the markets in an attempt to slow down the economy? The Mortgage Reports Blog wonders if the Fed may have used a psychological tactic to slow down markets.
No More Microsoft Money to Manage Our Money on the Mac: We’re In Debt have stopped using Money to manage their bank accounts.
Brand New Poll: Grocery Expenses: No Credit Needed wants to know how much you spend on perishable items every month.
Track Every Penny You Spend: Get Rich Slowly followed advice from Your Money or Your Life to get a handle on his debt.
Your Financial Roadmap for September 25 to September 29, 2006: Financial Options provides an overview of the economic indicators for the coming week.
2006 Federal Tax Rates: FiveCentNickel provides a quick rundown of U.S. federal tax rates for the year 2006.
Next week, tune in to Punny Munny for more personal finance ideas.