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Home Uncategorised

TD Canada Trust again offering up to $250 for new accounts

by Ram Balakrishnan
June 22, 2010
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Last fall, TD Canada Trust offered up to $250 cash for new clients opening chequing accounts and fulfilling certain conditions. I had then recently moved our discount brokerage accounts to TD Waterhouse and found the idea of consolidating all accounts under one roof really attractive. Many readers had pointed out that TD’s Select Service Chequing account offers one of the best banking deals around as long as you are careful not to let the balance drop below $5,000. The Select Service account offers unlimited monthly transactions, chequebooks, US dollar chequing account, bank drafts, fee waivers on selected Visa credit cards and a small safe deposit box. So, I took advantage of the offer and have been very impressed with TD Bank so far (our previous bank was Royal Bank). The bonus cash was nice but what I find very convenient is moving money from the brokerage and bank account at the click of a button and integration with ePost, which allows you to view and pay bills through the bank account.

The cash offer must have been very successful because TD Canada Trust is bringing it back. There are two bonus levels available: $250 for opening an Infinity or Select Service account and signing up for one of the Visa credit cards or $150 for opening an Infinity or Select Service account. Some readers have been successful in getting the monthly fees for an Infinity Account waived even if a monthly balance of $3,000 is not maintained but I haven’t tried negotiating free banking just yet. It may not make much sense to open bank accounts with TD Bank just to get the cash but if you are considering consolidating all accounts in one place, this offer is a nice incentive to do so. Details of the latest cash offer are available here.

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